Mukuru Funeral Cover Review 2026
Mukuru — best known for remittances and money transfer — also offers a funeral cover product, tied to its Mukuru Card. Verified against Mukuru's own site in July 2026.
Key facts
- Cover options: main member, plus optional spouse (max 1), children (max 4, or up to age 25 if a full-time student), and extended family (max 6 — additional spouse, siblings, aunts/uncles, nieces/nephews).
- Maximum entry age: 65 for the main member.
- Waiting period: 6 months for death from natural causes; no waiting period for accidental death.
- Premium billing: debited monthly, on the 2nd of each month, directly from your Mukuru Card — so you need one to hold this cover.
What we couldn't verify
Mukuru's official policy and premium-table pages weren't accessible to us this pass, so we can't confirm exact rand premiums or cover amounts here. Figures circulating on third-party sites (e.g. specific rand cover tiers) haven't been independently confirmed against Mukuru's own current policy document — get these directly from Mukuru before comparing.
How to apply
Sign up online at Mukuru's funeral cover sign-up page. You'll need an active Mukuru Card, since that's how premiums are collected.
Is it worth it?
If you already use Mukuru for money transfers and hold a Mukuru Card, this is a convenient add-on to explore — but confirm the exact cover and premium for your circumstances directly, since we couldn't verify the published rate tables this pass. Compare other funeral cover providers too.
