Best solar & backup-power finance in South Africa (2026)

By the Rateweb editorial team · How we rate · Product details checked 21 Jun 2026

Compare ways to fund solar and backup power — bank energy loans, home-loan top-ups and rent-to-own/subscription solar. With loadshedding still a risk, the right finance lets you go solar without the big upfront cost. Rates are personalised; subscription costs are indicative.

🏆 Our top picks
Best no-upfront option GoSolr ★ 4.4/5 — see why ↓ Best for quotes Hohm Energy ★ 4.2/5 — see why ↓ Best bank loan Nedbank Energy Loan ★ 4.2/5 — see why ↓

⭐ Ratings & awards are Rateweb's independent editorial opinion — how we rate.

🎯 Not sure which is right for you? Get a personalised plan ranked for your situation. Get my plan →
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8 results 🧮 Try the Solar finance calculator
🏆 Best no-upfront option Subscription

GoSolr

Subscription solar — a fixed monthly fee with no big upfront cost, installation and maintenance included.
★★★★☆
4.4/5 · How we rate
Value4.3
Ease4.7
Flexibility4.5
Support4.3
Subscription
Type
None
Upfront
1
No Upfront
Pros
  • No large upfront cost
  • Maintenance and insurance included
  • Upgrade or scale as you go
Cons
  • You rent, not own (long-run cost)
  • Subject to credit and roof assessment
Get a quote
🏆 Best for quotes

Hohm Energy

A solar marketplace that designs your system, gets quotes and arranges finance.
★★★★☆
4.2/5 · How we rate
Marketplace + finance
Type
Varies
Upfront
1
No Upfront
Pros
  • Compares installers and quotes for you
  • Finance options arranged
  • Independent system design
Cons
  • You still choose a finance product
  • Installation via partners
Get a quote
🏆 Best bank loan

Nedbank Energy Loan

A bank loan to buy and own your solar system, with green-finance options.
★★★★☆
4.2/5 · How we rate
Loan
Type
Deposit may apply
Upfront
No Upfront
Pros
  • Own the system outright
  • Green-finance rates
  • Add to your bond or take a personal loan
Cons
  • Personalised, prime-linked rate
  • Upfront/credit assessment
Find out more

Standard Bank LookSee

Solar finance plus home tools to plan and fund your system.
★★★★☆
4.1/5 · How we rate
Loan
Type
Deposit may apply
Upfront
No Upfront
Pros
  • Solar planning tools
  • Finance via the bank
  • Own your system
Cons
  • Personalised rate
  • Best for existing customers
Find out more

Absa Solar Loan

Finance solar through a personal loan or a home-loan top-up.
★★★★☆
4.0/5 · How we rate
Loan
Type
Deposit may apply
Upfront
No Upfront
Pros
  • Own your system
  • Bond top-up option (lower rate)
  • Flexible terms
Cons
  • Personalised rate
  • Bond top-up needs equity
Find out more

FNB Energy Finance

Fund solar in the FNB app via a loan or bond facility.
★★★★☆
4.0/5 · How we rate
Loan
Type
Deposit may apply
Upfront
No Upfront
Pros
  • Apply in the app
  • Loan or bond facility
  • eBucks for customers
Cons
  • Personalised rate
  • For FNB customers
Find out more

Wetility

Solar subscription and finance with all-in-one home solar packages.
★★★★☆
4.2/5 · How we rate
Subscription
Type
1
No Upfront
Pros
  • Subscription — low upfront cost
  • Installation and maintenance included
Cons
  • Long-term subscription commitment
Find out more

Versofy Solar

Solar subscription and rent-to-own with monitoring and support.
★★★★☆
4.1/5 · How we rate
Subscription
Type
1
No Upfront
Pros
  • Low/no upfront cost
  • Rent-to-own option
Cons
  • Total cost over time
Find out more
📖 Want the full picture? Best Solar & Backup Power Finance in South Africa — our in-depth editorial guide. Read the guide →

Ratings are Rateweb's editorial opinion. Product details can change — always confirm with the provider before applying. Rateweb may earn a commission on some applications. This is general information, not financial advice.

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