Planning for the unexpected is a crucial part of financial security, and Mukuru Funeral Cover provides several options to ensure your loved ones are supported during a difficult time.
Mukuru Funeral Cover Overview
Mukuru offers flexible funeral cover solutions with guaranteed cash payouts, repatriation services, and accidental death benefits. With premiums starting as low as R30 per month, Mukuru’s plans cater to a range of needs, from individual coverage to family protection.
Key Benefits of Mukuru Funeral Cover
- Guaranteed Cash Payouts: Ensure your beneficiaries receive financial support to cover funeral expenses.
- Repatriation Services: Transport of mortal remains across Southern Africa.
- Accidental Death Benefit: Coverage for accidental death with no waiting period.
Mukuru Funeral Cover Plans
1. Send Me Home
Monthly Premium: R30
Coverage for Main Member: R15,000
Accidental Death Benefit: R15,000
Repatriation: Available across Southern Africa
Waiting Period: None for accidental death; 6 months for natural death
The Send Me Home plan offers basic funeral cover for individuals. It includes a cash payout of R15,000 for the main member and covers accidental death without any waiting period. Natural death, however, has a 6-month waiting period. The plan also provides additional benefits like legal assistance, debt and credit support, and trauma counseling.
2. Send Me Home Gold
Monthly Premium: R55
Coverage for Main Member: R30,000
Accidental Death Benefit: R15,000
Repatriation: Available across South Africa
Extended Family Coverage: Up to R15,000 per member with additional premiums
Waiting Period: None for accidental death; 6 months for natural death
The Send Me Home Gold plan is designed for those seeking higher coverage. It offers R30,000 for the main member and includes repatriation services across South Africa. Extended family members aged 21 and older can be added with premiums ranging from R3.50 to R120, depending on the coverage amount.
3. Send Us Home Parent
Monthly Premium: R80
Coverage for Main Member: R25,000
Coverage for Children:
- Ages 14-21: R7,500
- Ages 6-13: R5,000
- Ages 0-5: R2,500
Accidental Death Benefit: R15,000
Repatriation: Available across Southern Africa
Extended Family Coverage: Up to R15,000 with additional premiums
Waiting Period: None for accidental death; 6 months for natural death
The Send Us Home Parent plan offers coverage for the main member and up to four children, with specific benefits based on the children’s ages. This plan does not cover a spouse and provides repatriation services across Southern Africa. Extended family members can be covered with premiums from R3.50 to R120, depending on age and coverage amount.
4. Send Us Home Family
Monthly Premium: R120
Coverage for Main Member: R30,000
Coverage for Spouse: R22,500
Coverage for Children:
- Ages 14-21: R7,500
- Ages 6-13: R5,000
- Ages 0-5: R2,500
Accidental Death Benefit: R15,000
Repatriation: Available across Southern Africa
Extended Family Coverage: Up to R15,000 with additional premiums
Waiting Period: None for accidental death; 6 months for natural death
The Send Us Home Family plan covers the main member, spouse, and up to four children. It provides comprehensive coverage with an accidental death benefit of R15,000 and includes repatriation services. Extended family members can also be added with coverage amounts up to R15,000.
Extended Family Funeral Cover
Mukuru also offers coverage for extended family members, with flexible options based on age and coverage needs:
- Ages 0-11 Months: R1,500 to R4,500 with premiums from R3.50 to R10.50
- Ages 1-5 Years: R2,500 to R7,500 with premiums from R3.50 to R10.50
- Ages 6-13 Years: R3,500 to R10,500 with premiums from R3.50 to R10.50
- Ages 14-18 Years: R5,000 to R15,000 with premiums from R3.50 to R10.50
- Ages 19-55 Years: R5,000 to R15,000 with premiums from R20 to R60
- Ages 56-65 Years: R5,000 to R15,000 with premiums from R25 to R75
- Ages 66-75 Years: R5,000 to R15,000 with premiums from R30 to R90
- Ages 76-85 Years: R5,000 to R15,000 with premiums from R40 to R120
Mukuru Funeral Benefit
If you send R700 or more monthly with Mukuru, you can receive additional funeral benefits up to R15,000 at no extra cost. This includes:
- R5,000 for natural death
- R5,000 for accidental death
- R5,000 for death due to riots
To qualify, create an international Mukuru money transfer order and opt-in through WhatsApp or USSD channels.
Conclusion
Mukuru Funeral Cover offers a range of plans designed to fit different needs and budgets. With options from basic individual coverage to comprehensive family plans, Mukuru ensures that you can find a solution that provides financial support and peace of mind. Whether you need coverage for yourself, your family, or extended relatives, Mukuru’s flexible plans and additional benefits make it a reliable choice for funeral cover.
